MORTGAGE CALCULATORS

Get a clearer idea of what your mortgage could look like.

Use our mortgage calculators to explore potential monthly repayments and get an indication of how much you could potentially borrow.

They're a useful starting point when you're planning your next move, whether you're buying your first home, moving house or considering your next property.

CHOOSE YOUR CALCULATOR

Start with the figure you want to understand.

Whether you're interested in your potential monthly payments or how much you might be able to borrow, these calculators can give you a useful indication before you speak to a mortgage adviser.

01
MONTHLY REPAYMENTS

What Will Your Repayments Be?

See how your mortgage amount, interest rate and mortgage term could affect your potential monthly repayments.

Calculate My Repayments
02
BORROWING POTENTIAL

How Much Can I Borrow?

Get an indication of how much you could potentially borrow based on your income and other financial circumstances.

See How Much I Could Borrow
A USEFUL STARTING POINT

A calculator can give you an indication. Your circumstances tell the bigger story.

Mortgage calculators are useful for exploring different scenarios, but they can't take every part of your circumstances into account.

The amount you can borrow and the mortgage you may be offered can depend on your income, deposit, existing commitments, credit history, mortgage term and the lender's individual criteria.

That's why two people with similar incomes can sometimes have very different borrowing options.

WHAT CAN MAKE A DIFFERENCE?

Your mortgage is about more than one number.

A calculator can show you a useful figure, but several factors can influence what a lender may actually offer.

01

Income

Your income and how it is earned can affect how a lender assesses your potential borrowing.

02

Deposit

The size of your deposit can affect the amount you need to borrow and the mortgage options available to you.

03

Existing commitments

Loans, credit commitments and regular expenditure can all form part of a lender's assessment.

04

Mortgage term

The term you choose can make a significant difference to your monthly repayments and the overall cost of borrowing.

READY TO LOOK BEYOND THE CALCULATOR?

Want a figure based on your actual circumstances?

Once you've explored the numbers, we can help you understand what those figures could mean for your own mortgage plans.

Explore My Mortgage Options